Insurance & Payment Information

The cost of therapy matters. We want to make sure you have the information you need before your first appointment so there are no surprises. Below is a clear overview of the insurance plans we accept, self-pay options and steps you can take to verify your coverage. If you have questions about any of this, our office team is available to help.

Insurance Plans We Currently Accept

Artisan Counseling is credentialed with most major insurance providers in Virginia. Below is a list of the plans we currently accept.

Commercial Plans

  • Aetna
  • Anthem
  • Sentara
  • United Healthcare
  • United Healthcare/Optum VACCN

Medicaid Plans

  • Aetna Better Health
  • Anthem Medicaid
  • Sentara Medicaid
  • United Healthcare Medicaid

 

Coverage varies by plan. Not all plans within an insurance company carry the same benefits for outpatient mental health services. We recommend verifying your specific benefits with your insurance provider before your first appointment.

If you do not see your insurance listed, contact our office at 757.503.2819. We may still be able to assist you, or we can discuss other payment options.

Self-Pay Options

If you do not have insurance or prefer not to use your plan, self-pay is available. Please contact our office for current session rates. Payment is due at the time of service.

We accept the following forms of payment:

  • Credit card
  • Debit card
  • HSA and FSA cards

If you would like to keep a card on file for recurring sessions, a credit card authorization form is available through our client portal.

Low-Cost Options with Supervised Student Clinicians

Artisan Counseling offers sessions at a reduced rate with clinicians who are completing their supervised clinical hours toward full licensure.

This option may be a good fit if you are looking for affordable support and are open to working with a clinician in the early stage of their career. Supervised clinicians follow the same ethical standards, documentation requirements and treatment protocols as fully licensed counselors.

To ask about availability and rates for supervised sessions, contact our office directly.

How to Verify Your Insurance Benefits

Before scheduling your first session, it is helpful to confirm what your plan covers for outpatient mental health services. Here is how to do that:

  1. Call the member services number on the back of your insurance card.
  2. Let them know you are looking into outpatient mental health therapy with a licensed professional.
  3. Ask the following questions:
  • What is my deductible, and how much of it has been met?
  • What is my copay or coinsurance for outpatient mental health visits?
  • Is prior authorization required?
  • Are telehealth sessions covered under my plan?
  • Is there a limit on the number of sessions per year?
  • Is Artisan Counseling listed as an in-network provider?

Write down the reference number for the call and the name of the representative you spoke with. This can be helpful if there is a billing question later.

If you would rather have our team assist with verifying your benefits, let us know when you call to schedule.

Frequently Asked Questions

Do you accept Medicaid?

 Yes. We accept several Medicaid plans, including Aetna Better Health, Anthem Medicaid, Sentara Medicaid, United Healthcare Medicaid and United Healthcare VACCN.

 Contact our office. Insurance panels change, and we may have added new providers since this page was last updated. We can also discuss self-pay options or help you find a provider who is in-network with your plan.

 If Artisan Counseling is not in-network with your plan, you may still be able to receive services and submit claims for out-of-network reimbursement. Contact your insurance provider to ask about your out-of-network benefits.

 Yes. Health Savings Accounts and Flexible Spending Accounts can typically be used to pay for therapy sessions. Check with your account administrator to confirm eligibility.

 Most insurance plans now include coverage for telehealth sessions, but this varies. Confirm with your provider that virtual mental health visits are included under your plan.

 Let our office know as soon as possible. We will verify your new coverage and let you know if anything changes regarding your sessions or out-of-pocket costs.

 This depends on your plan. If your plan includes a copay, coinsurance or an unmet deductible, you may owe a portion at the time of service. Our office can help you estimate your cost after verifying your benefits.

 We offer reduced-rate sessions with supervised clinicians. For more information, see the section above on low-cost options.

Ready to Get Started?

If you are ready to schedule or have questions about coverage, reach out to our team:

Our office staff can help you verify your insurance, discuss payment options and match you with a counselor who fits your needs and schedule.

Disclaimer

Insurance coverage varies by individual plan and eligibility. The information on this page is provided for general reference and does not guarantee that your specific plan will cover services at Artisan Counseling. We recommend contacting your insurance provider directly to verify your benefits before your first appointment. Artisan Counseling does not guarantee insurance approval, reimbursement or claims outcomes. You are responsible for knowing your plan’s terms, including deductibles, copays, coinsurance and any session limits that may apply.